The $8.95 flat commission does not apply to foreign stock transactions, large block transactions requiring special handling, employer negotiated commission schedules applicable to equity compensation transactions, or restricted stock transactions. All broker-assisted and automated phone trades are subject to service charges. A minimum deposit of $1,000 is required to open most Schwab brokerage accounts. Waivers may apply. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

This special rate offer is available to new Schwab clients only. The 1.00% discount applies for 12 months, after which standard margin interest rates will apply. A minimum margin balance of $25,000 is required to receive the promotional rate. This offer cannot be combined with other margin discount offers. The margin feature is not available for all account types. Standard margin rates, and therefore the promotional rates, are tied to Schwab's base rate, which is subject to change without notice. Fluctuations in market conditions can magnify potential for loss. A decrease in your market value may require the deposit of additional funds or the sale of some securities should the value of your assets fall below a certain level. To better understand the potential risks associating with margin borrowing, please see Schwab's Margin Risk Disclosure.

Not all features and services available to CyberTrader customers will be available at Charles Schwab & Co. Inc.

*150 free trades expire 90 days after account approval. Applies to base online equity, ETF and option commissions only. Option per-contract fees still apply. To qualify, you must agree to make a minimum of 36 online equity or options trades per year and deposit $50,000. Free trades will be assigned at account opening.  Account and assets deposited must be new to Schwab. Current Schwab clients and households are not eligible.   Please see the Charles Schwab Pricing Guide for detailed information. Offer valid until 6/30/2010. Offer is nontransferable, limited to one per household, and may not be combined with other offers. Accounts ineligible for this offer include, without limitation: 401(k), 403(b), Custodial, 529 Plan and Estate accounts. Unlisted foreign ordinary stocks are not eligible for this offer. Only trades placed through Schwab.com, StreetSmart Pro®, streetsmart.com®, or Schwab Wireless are eligible for free trades. No credit will be given for unexecuted trades. Domestic, nonprofessional accounts only. Schwab, Schwab-affiliated, broker-dealer and exchange employees are not eligible. Other exceptions may apply. Schwab reserves the right to restrict this offer at any time. 

Access to electronic services may be limited or unavailable during periods of peak demand, market volatility, systems upgrades or maintenance, or for other reasons.

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