The $8.95 flat commission does not apply to foreign stock transactions, large block transactions requiring special handling, employer negotiated commission schedules applicable to equity compensation transactions, or restricted stock transactions. All broker-assisted and automated phone trades are subject to service charges. A minimum deposit of $1,000 is required to open most Schwab brokerage accounts. Waivers may apply. See the Charles Schwab Pricing Guide for details. Employee equity compensation transactions are subject to separate commission schedules.

*150 free trades expire 90 days after account approval. Applies to base online equity, ETF and option commissions only. Option per-contract fees still apply. To qualify, you must agree to make a minimum of 36 online equity or options trades per year and deposit $50,000. Free trades will be assigned at account opening.  Account and assets deposited must be new to Schwab. Current Schwab clients and households are not eligible.   Please see the Charles Schwab Pricing Guide for detailed information. Offer valid until 6/30/2010. Offer is nontransferable, limited to one per household, and may not be combined with other offers. Accounts ineligible for this offer include, without limitation: 401(k), 403(b), Custodial, 529 Plan and Estate accounts. Unlisted foreign ordinary stocks are not eligible for this offer. Only trades placed through Schwab.com, StreetSmart Pro®, StreetSmart.com™, or Schwab Wireless are eligible for free trades. No credit will be given for unexecuted trades. Domestic, nonprofessional accounts only. Schwab, Schwab-affiliated, broker-dealer and exchange employees are not eligible. Other exceptions may apply. Schwab reserves the right to restrict this offer at any time. 

Schwab does not recommend the use of technical analysis as a sole means of investment research.

Options carry a high level of risk and are not suitable for all investors. Certain requirements must be met to trade options through Schwab. Please read the Options Disclosure Document entitled "Characteristics and Risks of Standardized Options" before considering any options transaction. Call your local Schwab office, or write to Charles Schwab & Co., Inc. at 101 Montgomery Street, San Francisco, CA 94104 for a current copy.

Futures trading carries a high level of risk, and is not suitable for all investors. Certain requirements must be met to trade futures at Lind-Waldock, and accounts are accepted solely at their discretion. Please read the Risk Disclosure Statement for Futures and Options before considering any futures transactions. International investments are subject to additional risks such as currency fluctuation, political instability and the potential for illiquid markets. Investors should carefully consider inforamtion contained in the prospectus, including investment objectives, risks, charges, fees and expenses.

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